5 financial tasks you should tackle by year-end – WXYZ

Supreme Court, which ruled in 2001 that the beneficiary designations had to be honored. You’re typically prompted to name beneficiaries when you sign up for a 401 (k) or other retirement account. You often can check and change beneficiaries online, or you may need to call the company to request the appropriate form. Like pay-on-death accounts, these options allow you to pass property directly to heirs without the potential delays and costs of probate. To add or change a beneficiary, you apply for a certificate of car ownership with the beneficiary form.

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