Dodging the hurdles to saving money – Lowell Sun

It is important to make good financial decisions when planning for retirement. Unfortunately, as old-fashioned pension plans disappear, and Social Security replaces less of pre-retirement income, fewer Americans find themselves in this category. Instead of engaging in a goal-achieving activity, such as retirement planning, that involves complexity and may lead to frustration, people often opt for a stress-relieving activity, such as watching a favorite television program.

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